Thursday, July 3, 2014

Some Tips for Choosing the Right Bankruptcy Attorney from Indianapolis


"This is pretty much a no-brainer. Bankruptcy is a specialized and complex area of the law, and lawyers who don’t regularly practice or focus on this specific field may not foresee everything related to a case. This might result in a case getting dismissed, being forced to attend more hearings, or even the loss of remaining properties and assets. Bear in mind that years of practice is not always the best indicator. For instance, one must ask a prospect how many cases he/she has handled in the past, as well as what types. If a lawyer has handled tons of Chapter 7 cases but not Chapter 13s, there’s a chance that the lawyer isn’t the best fit for the task."
http://www.bankruptcyhappens.com/tips-choosing-right-bankruptcy-attorney-indianapolis/

Tuesday, July 1, 2014

Medical Bills: Top Reason to Hire Indianapolis Bankruptcy Attorneys


"A quick summary of the study’s findings estimate that 56 million Americans under age 65 will have trouble paying their medical bills, with a majority of them (over 35 million) to be contacted by collections agencies for unpaid dues. Aside from that, nearly 17 million are to receive lower credit ratings on account of their unpaid dues; over 15 million will use up all their savings just to pay off the debt while some 10 million will be unable to provide even for basic necessities because of high, unpaid medical bills. However, the occurrence isn’t exactly new. In fact, medical costs have been the main culprit for bankruptcy in the U.S. as far back as 2007, according to a study conducted by researchers from Harvard. During that year, about 62% of all personal bankruptcies filed in the U.S. were caused by unpaid medical treatment costs, and even had a rather peculiar trend– 78% of the filers had medical insurance. This trend has continued up to 2013, with some 10 million health-insured
http://www.bankruptcyhappens.com/medical-bills-top-reason-hire-indianapolis-bankruptcy-attorneys/

Saturday, May 10, 2014

Don’t “Go It Alone”

Most people who consider filing for bankruptcy never thought they’d be in that position. It is the rare bankruptcy client who files every 8 years, making bankruptcy a “way of life.” The vast majority of bankruptcy clients are embarrassed about their circumstances and are only seeking bankruptcy relief because they have exhausted all other options.

Life can throw you curve balls. An unexpected illness, job loss or demotion can often mean the difference between barely hanging on financially and no longer being able to. Our bankruptcy laws were created specifically so that Americans who find themselves in seemingly impossible financial situations can find a way out.

http://www.bankruptcyhappens.com/dont-go-it-alone/

Thursday, May 8, 2014

Fighting for Survival through Experienced Indianapolis Bankruptcy Attorneys

Foreclosures impact consumers as well as corporations. Indiana currently ranks as number three in the nation for the number of foreclosures filed. One in every 656 housing units in Indiana received a foreclosure filing as of March 2014. Nationally, 1 in every 1,121 housing units received a foreclosure filing in March. Indianapolis area residents facing foreclosure may file a Chapter 13 reorganization to keep their real estate. An experienced Indianapolis bankruptcy attorney like Portia Douglas can help residents to work out a solution.

In the event that a person facing foreclosure is unable to accomplish reorganization, they too can convert to a Chapter 7 bankruptcy and wipe the debt clean.

http://www.bankruptcyhappens.com/fighting-survival-experienced-indianapolis-bankruptcy-attorneys/

Wednesday, August 10, 2011

Filing Bankruptcy in Indianapolis

During court hearings, I see people who did not hire an attorney to file their bankruptcy. Most of the time, those filing their own bankruptcy in Indianapolis are having complications with one thing or another.  A lot of those people have difficulty with the successful completion of their bankruptcy. The bankruptcy law is complicated and can be like maneuvuering through a field of landmines. You are best represented by a lawyer who is filing bankruptcy in Indianapolis frequently.

In our Indianapolis office you will meet with the same attorney every meeting and in court. Follow through with the same attorney is essential for the best result. One attorney will know your facts and circumstances. We will not shuffle you from person to person requiring you to re-explain your situation. Typically, we meet three times to prepare your case. At the first meeting, I answer all your questions and give you a list of documents you need to provide at our second meeting.  At the second meeting, we complete the bankruptcy questionnaire together. We never send the phonebook- sized questionnaire home with you to do on your own. At the third meeting, the filing of your bankruptcy is done electronically, right at our office.  Filing bankruptcy involves planning, timing, and careful preparation to get you the best results. If you need to file bankruptcy, please contact our bankruptcy law office for immediate assistance at 317-581-9590.